Even though your home insurance policy likely does cover burst pipes, it’s always a good idea to assess your specific policy with a licensed insurance agent, as everyone’s coverage may vary.
When considering home insurance in Waco, Texas, homeowners are often looking for a combination of comprehensive coverage, excellent customer service, and competitive pricing. This article highlights the top five home insurance companies in Waco, based on these criteria. State Farm:…
When you have a mortgage, your lender might require you to set up an escrow account to ensure that property taxes and homeowner’s insurance are paid on time. Here’s how the process typically works: Setting Up the Escrow Account: When…
Summary: Your insurance score is composed of many factors and carriers look at them to determine how much you pay in premiums. One of the closest tied factors to insurance scores is credit scores. While carriers can use an insurance score…
Home insurance in Texas can be pricey, but you’ve got options. With an average cost of $2,455 a year, it’s important to understand the risks where you live. A little planning now can help you find the right coverage and…
Often, Texas homeowners that require a roof repair or a new roof altogether, are suffering a loss that is affecting multiple aspects of their lives. The last thing you need to also go through is dealing with an insurance company…
Property and casualty (P&C) insurance is an umbrella term for insurance policies that cover property and liability for individuals. In the state of Texas, this specifically refers to insurance products such as homeowners insurance, auto insurance, landlord insurance, boat insurance,…
If you’re a Texas first-time home buyer, plenty of options are available to help you receive assistance in purchasing your home. Many different programs exist and while you may not qualify for all of them, there is surely at least…
Mold damage is something that can be prevented and eliminated through routine home maintenance. Your home insurance policy will protect you from many common perils, however, as a homeowner, you still hold certain responsibilities to maintain your home.
Different homeowners insurance policies have different coverages for power surge damage. You need to double-check your policy to understand whether or not you are covered. There are additional ways to protect your home and devices, including home warranties, equipment breakdown…