Tips for Handling a Fender Bender in Texas
Educational Texas guide to handling a fender bender—safety first, documentation, police reports when needed, and prompt insurer notice.
June 10, 2025
Texas Insurance Informative Articles
Comprehensive vs Collision: The Difference for Texas Drivers
Texas · Auto Insurance · Physical Damage Comprehensive vs collision for Texas drivers is about how your own vehicle is damaged—not whether you owe the
June 9, 2025
Relationship Status, Car Insurance, and Home Coverage in Texas
How relationship status affects Texas car and home insurance—named insureds, household drivers, continuous coverage, and bundling.
June 9, 2025
Flood Maps by Address and Helpful Info for Texans
Look up Texas flood maps by address with FEMA FIRMettes: SFHA vs lower-risk zones, why maps change, and how lender requirements differ from optional flood insurance.
June 4, 2025
How Mortgage Escrow Pays Your Home Insurance
Learn how mortgage escrow collects and pays home insurance, what escrow analysis means, and how to avoid force-placed coverage when premiums change.
June 3, 2025
High or Low Deductible Car Insurance: What Texans Should Know
High vs low auto deductibles for Texans: premium tradeoffs, emergency-fund math, and financed-car rules—without fake save-% claims.
June 3, 2025
Insuring a Red Car and Other Car Myths in Texas
Paint color rarely rates a Texas auto policy. Learn which myths to ignore and which factors—record, vehicle, territory, coverage—actually affect your premium.
June 3, 2025
Texas Home & Auto Insurance Score
Educational Texas guide to credit-based insurance scores for home and auto—concepts and rating factors, not personalized credit advice.
June 3, 2025
SR-22 Insurance in Texas: Costs and Coverage Explained
SR-22 in Texas is a certificate of financial responsibility filing — not a special policy type. Cost drivers, coverage basics, and how filings work. Educational; not legal advice.
June 3, 2025
Why Texas Homeowners Insurance Ranks Among the Highest
Educational guide to Texas homeowners cost drivers—hail, wind, reinsurance, rebuild costs, litigation. Older “5th highest” headlines are historical; verify NAIC/TDI.
June 3, 2025
Texas New Car Insurance: What Coverage Do You Need?
Educational Texas overview of new-car insurance—liability, collision, comprehensive, and gap—focused on smart coverage choices.
June 2, 2025
Texas Roof Insurance Claims After Storm Damage
Texas roof insurance claims after storm damage: when hail or wind may be covered, how percentage deductibles work, and an honest documentation process. Educational—not how to force payment.
June 2, 2025
What Is Property and Casualty Insurance in Texas?
Property and casualty (P&C) covers property losses and liability exposures. Learn personal and commercial Texas examples.
June 2, 2025
Rental Car Insurance and Credit Cards
How rental counter CDW/LDW, personal auto collision/comprehensive, and credit-card benefits differ—including primary vs secondary coverage and liability gaps.
June 2, 2025
First-Time Home Buyer Texas Assistance Tips
First-time Texas home buyers: bind voluntary homeowners coverage for escrow, set Coverage A for rebuild—not purchase price alone—and check flood maps. Assistance programs at a high level only.
May 31, 2025
Is Mold Damage Covered by Home Insurance?
Mold is usually limited or excluded on homeowners policies unless it follows a covered sudden water peril—often within a fungi/mold sublimit. Prevention and multi-state notes; educational only.
May 31, 2025
Power Surges and Your Homeowners Insurance Coverage
Homeowners insurance often covers power surge damage when lightning is the cause. Utility or artificially generated surges are frequently limited unless you add equipment breakdown. Electronics may face personal-property sublimits.
May 31, 2025
How GAP Insurance Works for Texas Drivers
Texas Auto Insurance Guide GAP insurance—Guaranteed Asset Protection—is the coverage that steps in when a total loss or theft leaves you owing more on a
May 30, 2025
Evaluating a Texas Homeowners Insurance Policy: What to Check
Learn how to evaluate Texas homeowners insurers by claims handling, financial strength, coverage design, and local appetite—then shop matched quotes.
May 30, 2025
Driving Without Insurance: Risks, Penalties, and SR-22 Basics
Driving without liability insurance risks tickets, license or registration problems, SR-22 filings, and personal crash liability. Multi-state educational overview with TX, CO, MO, and TN notes—not legal advice.
May 30, 2025
Texas Home Warranties and Homeowners Insurance
Educational Texas guide: home warranties are service contracts for systems and appliances—not a substitute for homeowners insurance.
May 14, 2025
Cheap Car Insurance for Students in Texas
Texas · Auto Insurance · Students “Cheap car insurance for students in Texas” usually means lower total cost for adequate coverage—not a fake statewide student
April 30, 2025
When Is Hurricane Season in Texas?
Hurricane season in Texas follows the Atlantic calendar: June 1 through November 30. Learn preparedness basics and how homeowners, flood, and coastal wind (TWIA) coverage differ—educational only.
April 29, 2025
Helpful Websites Every Texas Homeowner Should Know
Freedom Insurance Group has been helping Texans insurance their homes since 2005 and is proud to be a resource in a variety of ways. We know what Texans need and help homeowners like you get the most out of their homes.
March 30, 2025
What Are Insurance Limits? – Auto and Home
Insurance policy limits cap what auto and home policies pay. Learn liability vs property limits, per-occurrence basics, and how to compare coverage honestly.
February 27, 2025
Insurance Companies Leaving Texas: What Homeowners Can Do
Some insurers are reducing Texas writings amid catastrophe and reinsurance pressure. Learn what homeowners see, how to shop, and when FAIR Plan or TWIA fit—without fearmongering.
February 21, 2025
How to Save on Your Auto Insurance in Texas
Practical ways Texas drivers lower auto insurance cost: shopping comparable quotes, continuous coverage, deductibles, and qualifying discounts.
February 20, 2025
How to Save With Texas Car Insurance Discounts
Texas Auto Savings Guide Car insurance discounts in Texas are not a single coupon code. They are a stack of credits—bundling, multi-car, good-driver history, defensive
February 17, 2025
Does Renters Insurance Cover Property You Own?
Property Insurance Guide Can you buy renters insurance for a house, condo, or duplex you own? In almost every ordinary case, no—and trying to force
February 3, 2025
Gap Insurance Refunds in Texas
COVERAGE GUIDE Gap insurance refunds in Texas matter when you pay off, sell, trade, or refinance a vehicle before a prepaid GAP contract finishes its
January 29, 2025
