Your insurance score Did you know that besides a credit score, you also have an insurance score? This score correlates to your likelihood of filing an insurance claim. Higher insurance scores typically contribute to lower motorcycle insurance premiums. Also, keep…
Loss of Use (or Coverage D) is the portion of a standard home insurance policy that protects you in the event that your home is destroyed or damaged by a covered peril and you must seek other living arrangements while repairs are made.…
What Is Vacation Home Insurance Coverage? Vacation home insurance is a type of homeowners insurance that’s designed to cover the unique needs of a vacation home, from adverse weather (especially if your home is near the beach) to the extra…
According to the FBI, in 2018, property worth more than $16 billion dollars was reported stolen. Many people remain under the misconception that their homeowners policy provides coverage for all the personal belongings in their homes regardless of the type…
As a homeowner, you’re assumed to be operating at a high level of adulting. You managed to afford a down payment, get approved by a lender, and find someone willing to sell you a home. And you successfully navigated the sign-up process…
Drivers who operate certain commercial vehicles, have a gross weight exceeding 26,000 pounds or provide certain transportation of cargo, must carry a Texas DMV number. Below you will find the step-by-Step instructions for new applicants. Step 1: Verify you need…
Car accidents can be complicated and tragic affairs. If they’re serious, they can spawn insurance claims and lawsuits. Two common aspects of auto insurance that are involved after an accident are bodily injury coverage and personal injury coverage. They sound similar, but…
When you apply for home insurance, insurance companies employ a detailed process known as underwriting to assess the risk involved in insuring your property. This process determines whether they will offer you a policy and at what premium. The term…
Replacement cost coverage pays to repair or replace your house and personal property at current prices. For example, say you bought a new roof 10 years ago and the current price for a new roof is $10,000. If you have to…
If your accident was caused by another driver, the other driver’s insurance company will pay for you to rent a car. You can keep the rental car for the time the company believes is reasonable for your car to be…
